Many domestic enterprises and forums like to quote Obama's medical reform policy as an argument. We have seen too many reports in various kinds, but there is not much content in truly comprehensive and systematic interpretation of American medical insurance. Therefore, from the four aspects of “background knowledgeâ€, “Obama medical reformâ€, “medical insurance payment†and “development trendâ€, the complex US medical insurance system will be deconstructed with minimal logic. It is easy for everyone to quickly understand, recognize and apply. In 2013, when Obama’s medical reform was difficult, Bloomberg published a ranking of the efficiency of medical systems in various countries. Among the 47 countries surveyed in the world, the US medical system is of high quality and the efficiency ranking is almost at the bottom, ranking only 45. In terms of the per capita medical expenditure as a percentage of GDP per capita, the United States has no suspense to win the first name. What is the role of the seemingly dazzling health care system in the “inefficient road†of the US medical system? What is the nature of Obama's medical reform, what changes have been or will be brought about? background knowledge In the process of development, the US medical insurance system and the medical service market have become various interest groups. The process of struggle and compromise between these groups determines the evolution of the US medical insurance system and the medical service market. Obama Medical Reform With Obama on the stage, in order to improve the accessibility of medical services, the medical reform with the "Affordable Care Act" as the core began. In this new pattern of struggle and compromise between the regulator and the payer, the government introduced Exchange, in exchange for the market increment stimulated by Exchange to exchange commercial insurance companies' support for medical reform. After the medical reform, the medical insurance for the general public in the United States is mainly composed of: Medicare (Federal Medical Care Plan), Medicaid (Federal Medical Assistance Program), Exchange, Federal Child Care Program, and employer purchase insurance. Food Additives
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