Whether it is necessary to buy medical insurance under long-term environmental pollution

[China Pharmaceutical Network Health and Wellness] Yesterday morning, for a good weekend, Xiaobian has not yet left the house, and it has been smoky by Hangzhou friends. It turned out that Hangzhou, which is often hazy, is today a fog. But the panic caused by this is worth everyone's attention!



Whether it is necessary to buy medical insurance under long-term environmental pollution

Why are you so afraid of smog, just starting from Chai Jing’s "Under the Bottom"? No, it is only from this incident that people are more aware of the dangers of smog and want to give themselves a health from life.

However, smog is a full range of weather phenomena. In addition to what we often say, do not open the window, try not to go out, push off the morning exercise, go out with a mask, and eat more beneficial vegetables. What else can we do? What if we have already caused a problem with respiratory infections?

Purchase medical insurance

In the event of the above-mentioned disease, the patient needs to be hospitalized, which will impose an economic burden on the patient.

You don't have to worry about saying that there is no relevant insurance. Now even the bear child insurance and the old-age insurance are all there. How can there be no fog insurance? Therefore, in order to alleviate the economic burden caused by the disease, it is recommended to purchase medical insurance, heavy illness insurance, etc. Insurance products, if you are in the air for a long time, it is best to buy medical insurance.

People with financial conditions are advised to use 10% of annual income to purchase insurance. Give yourself the necessary protection and prevent it from happening. When purchasing disease-related products, you should pay attention to three main points: to find a reliable insurance channel to purchase insurance products; to provide insurance companies with accurate personal information, including age, occupation, health and past medical history, etc.; Relevant documents such as invoices and policies.

The cost of treatment caused by respiratory diseases and cardiovascular diseases can be purchased for medical insurance and major illness insurance, especially for people who have been exposed to air pollution for a long time. It is best to purchase medical insurance.

In general, diseases caused by haze weather, critical illness insurance and medical insurance can be paid. The payment method will be different depending on the type of insurance purchased. The major illness insurance company will make one or more advance payment according to the agreed responsibility of major diseases. The insurance company will follow the general diseases caused by smog. The liability for medical expenses reimbursement and the amount of medical expenses actually incurred are paid.

During this period of time (winter) is a period of high incidence of smog. Some people ask whether it is possible to purchase corresponding health insurance for short-term smog weather or seasons with high disease. At present, there is no health insurance product that only guarantees a few days or one winter, and the general guarantee period is at least one year. For the health of the body, we still have to prepare for a long time.

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